Friday, August 31, 2012

Jobs/Careers - Harvey Nash HNIT Job Search Details page

Software Developer - Blackpool, Lancashire, C#, .Net, SQL, SQL Server, T-SQL, software engineer, software programmer, web developer, web development, WCF, ASP.Net, OOP, object orientated programming, HTML, CSS, JavaScript, JQuery, Web Services, nUnit, MSTest, C Sharp, .Net 3.5, SQL Server 2008.

A fantastic opportunity has arisen to work for my well respected and established client who are a growing outsourcing provider based in the financial services industry.

You will be joining an IT department of 20 people, with 5 other developers, reporting in to the development team lead. You will be required to translate software requirements into concise and robust programming code, establish a detailed software specification from requirements written by the business transformation team, break down software specification, devise solutions to predicted problems and to update, repair, modify and expand existing software and generic applications.

Skills required:

Knowledge of web based software development techniques
Knowledge of Winforms and associated technologies
Web Services / WCF
C#
.Net
Visual Studio
Object-Orientated Programming
HTML
jQuery
Visual Studio
CSS
Biztalk exposure

Additional Skills:

Ability to work with large data sets and identify trends / gaps within
Able to understand complex database schemas and data structures
Extrapolate information from data sets
Able to produce MI

You will ideally have graduated with a bachelors degree in Computer Science or related field or equivalent Microsoft certifications.

For immediate consideration for this role please email ed.embley@harveynash.com or call Ed Embley on 0113 202 8911.

Source: http://www.harveynash.com/uk/hnit/jobs/details.asp?jobid=1419565&Sourceapply=4

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Fall Months Pest Control











The fall is a well-liked time of year for a number of us and we get that fantastic breath of outdoors as the seasons turn, bringing brilliant leaves and less hot air. Guess what happens? Quite a few unwanted pests also come out during this season and we want you to know what you want to do to help push them away. So, check this out information for a few useful tips for fall bug control.

Strategies For Managing Pests Throughout the Autumn Season

1. First and foremost, be aware that a large amount of rats or rodents and spiders, including cockroaches, will take haven in the warmth of your property; which means that pest-proofing your property is vital. Besides, it is YOUR property, not theirs!

2. There's area beneath your doors whereby air flow might be observed entering or else you find light filtering in, then you've got to acquire doorway sweeps and put them in so that small unwanted pests won't be capable of crawl via the area underneath the doorway.

3. Mend every screens or house windows which can be damaged be sure to put in screens on chimney openings and air vents.

4. Seal any crevices and cracks that could be outside your residence, particularly areas which are access points for utility lines.

5. Make a point of storing food or leftovers within airtight containers furnished with tight lids. Any time you take out your waste, make certain it's placed in a covered container.

6. Look into the weather stripping all around any house windows or cellar foundation or crawl space. Replace any mortar which may have come loose.

7. Hunt for locations where humidity might get in and eliminate them. Normally, such locations incorporate seeping conduits or slow or stopped up drains.

8. Wood should be stored no less than 25 feet from the outside of your dwelling. Additionally, be sure to trim all shrubbery.

The instant you think that any pest infestations have gotten in, take action promptly to ensure we may end the trouble before it gets worse! Precautionary pest management is key here.

Rats or rodents may be carriers of numerous disease-causing bacteria and viruses that can lead to significant problems like Hantavirus and Salmonella. They are able to also ruin the construction of your home by eating their way through electronic cabling, increasing the likelihood of fires. They're also capable of constructing nests within the insulation of your house - something that you certainly do not need. In addition, many children suffer from allergies which is often started by the excrement or the saliva of cockroaches.

Be assertive in getting ready for this autumn season by getting a thorough preventative remedy for autumn pest infestations.

AAA Pest Control is the organic and natural pest control business of personal preference in Myrtle Beach, South Carolina. Check our website at Myrtle Beach Pest Control to find great tips on always keeping your home pest no charge.

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Happy 26th Birthday, Lea Michele!


A THG favorite turns 26 years old today.

Lea Michele, who portrays Rachel Berry and whose character will head to New York City on Glee Season 4, will likely celebrate the occasion by spending time with at least her costar and boyfriend, Cory Monteith.

Perhaps she'll even sing happy birthday to herself... because that gorgeous girl has some serious pipes!

Lea Michele Photograph

An accomplished Broadway star, Michele is one of the most versatile young actresses in the business. She has recently played roles in movies such as New Year's Eve and will voice Dorothy in the animated Dorothy of Oz.

Click through the following photos of the birthday girl now and send in your best wishes today!

Lea Michele Red Carpet PicLea Michele for Candie'sLea Michele at the 2011 EmmysLea Michele PoseInside CosmoLea Michele  on Cosmo Cover

Cory Monteith and Lea MicheleStripping in GQGlee Goes WildOh So SexyGorgeous Glee Star

Source: http://www.thehollywoodgossip.com/2012/08/happy-26th-birthday-lea-michele/

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Video: Huckabee ensures Christian Conservative vote

Tiny mites on your face may cause rosacea

Scientists may have finally found what sparks the inflamed and reddened skin in people suffering from rosacea: tiny mites that crawl across most of our faces, unseen and unfelt. The new finding may eventually lead to more effective treatments, researchers say.

Source: http://www.msnbc.msn.com/id/3036697/vp/48837823#48837823

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Viral Listenaufbau System Ein Autoresponder Viral Friend Generator ...

Confirmed Obama Birth Certicate Is a Fake! Make Viral!

Confirmed Obama Birth Certicate Is a Fake! Make Viral!

http://thirdwatchproductions.com/ Follow this link to sign a form for a full investigation into OBAMA ! (http://youtu.be/uidD9KItGvE) The articles of impeachment are required with immediacy to secure the USA from further sabotage of the interest of all citizens as the violations have broken the articles of faith in which the oath of office are sworn to protect, invalidation of an elected official is a determinent post causal as having affirmed office, the immediacy therien to prohibit further election is removal from office for further trial. Confirmed Obama's Birth Certificate Not Authentic 2012 ! http://www.cbsnews.com/video/watch/?id=7400631n%3Ftag%3Dfacebook Maricopa County Sheriff Joe Arpaio said President Barack Obama's birth certificate is not authentic. Arpaio revealed the findings of a investigation into the president's birth certificate at a 1 hour and 20 minute news conference Thursday, calling the certificate "suspect." Arpaio's team of investigators said they found that the long-form birth certificate was created electronically and never existed in paper form. The president's Selective Service card was also questioned. Arpaio's investigators claimed the document has "failed every test we put it through." At Thursday's news conference, investigators said they will request a criminal investigation. They also said they have identified a person of interest in the forgery of the birth certificate. Arpaio said he is not accusing the president of the crime. He said they will investigate who is behind the "possible forgery and fraud." "I haven't decided where to go with this yet," Arpaio said. "I just wanted to get the facts of this situation. We haven't accused anyone of anything." The controversy over the certificate has been widely debunked, but it remains alive in the eyes of some conservatives, namely members of the Tea Party who urged Arpaio to look into the matter. For the past six months, Arpaio's "Cold Case Posse" has been investigating the authenticity of those documents to see if there's been any fraud or forgery involved. "We conducted a very professional investigation; we have come up with I feel some probable cause, some evidence," Arpaio said Wednesday. Arpaio said the investigation was done at no cost to taxpayers. "Just let me say the results may be interesting without using the word 'shocked,'" Arpaio said prior to the conference. "I think it will reveal some information no one else has really developed in a professional law enforcement manner." The Cold Case Posse comprises volunteers who are former police officers and lawyers. Arpaio is facing problems of his own, including a federal grand jury probe over alleged abuse of power and Justice Department accusations of racial profiling. Rather than seek cover, Arpaio is moving into the spotlight in a fashion that has helped boost his career as a nationally-known law officer. http://www.kpho.com/story/17053035/arpaio-to-reveal-results-of-birther-probe MCSO: Obama Eligibility Cold Case Investigation (Full Press Conference) http://www.youtube.com/watch?feature=player_embedded&v=6Qm7Idz3OY8 PROOF!!! Obama Birth Certificate Fraud http://www.youtube.com/watch?v=3g30VCl_cgk&feature=player_embedded Trailblazing Journalist Mysteriously Dies Before Releasing Damaging Obama Video http://www.youtube.com/watch?v=IldGbAWwD-I&feature=share The Obama Deception HQ Full length version http://www.youtube.com/watch?v=eAaQNACwaLw Ron Paul Website: http://www.ronpaul.com/ Ron Pauls Youtube Channel: http://www.youtube.com/user/RonPaul2008dotcom Ron Paul Facebook: http://www.facebook.com/ronpaul?ref=pb ADG Facebook: http://www.facebook.com/pages/Alien-Disclosure-Group/189249627773146 Follow ADG on Twitter: http://twitter.com/ADG_UK
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PeopleString Homepage Going Viral 2.0

PeopleString Homepage Going Viral 2.0

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Viral Marketing - Easy to Install Viral Opt-in Software

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The Rachel Zoe Project - Making of the Viral Video Season: 3

The Rachel Zoe Project - Making of the Viral Video Season: 3

The Rachel Zoe Project Season: 3 Episode: 7 Rodger Berman tries to wrangle Rachel Zoe and the staff in preparing for the making of the viral video.
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Tags: The Rachel Zoe Project Rodger Berman Viral Video Reality And Game Shows The Rachel Zoe Project
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Making of the Katrina Kaif Etihad Airways Viral Video Commercial

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Visit http://www.whereiskatrinakaif.com to read more about Etihad Airways and its ambassador Katrina Kaif, to watch the making of the Etihad Airways viral video commercial download free hi-resolution Etihad and Katrina Kaif wallpapers and to listen to the new Etihad Katrina Kaif song. You'll also see Katrina Kaif's favourite Etihad destination, her favourite seat and much more.
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How to Make New Weapons: Viral Video Film School

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Instead of looking for Weapons of Mass Destruction, Brett Erlich searches all of YouTube for the best Weapons of Little To No Destruction. Watch More infoMania on Current TV, Thursdays 10/9c http://current.com/shows/infomania/viral-video-film-school/ VIEW more Viral Video Film School & SUBSCRIBE to the YouTube Channel here... http://www.youtube.com/user/ViralVideoFilmSchool
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How To Earn Unlimited Extra Income by Sharing Viral Videos with Your Friends

How To Earn Unlimited Extra Income by Sharing Viral Videos with Your Friends

Now you can earn unlimited extra income just by sharing viral videos with your friends. No selling, no tech knowledge, and no writing required. All you have to do is be social and you earn big! Think about it - how often do friends send you videos through email or on Facebook, MySpace, Twitter and other social sites? http://digg.com/d31L1iA Now you can get paid from those same videos with this amazing new site: http://videoforward.com/amember/go.php?r=1353& You will get money from deep pocket advertisers and also from new members who sign up after seeing the videos you embed. That's 100% of your ad revenue and 50% recurring on new signups. No other site offers this. Check it out: http://videoforward.com/amember/go.php?r=1353& Best Regards, Darryl Green http://darrylgreen.info [email?protected] P.S. - Take a look at the video and full details and let me know if this is not the easiest opportunity you've ever seen: http://videoforward.com/amember/go.php?r=1353&i=b0 <a target="_blank" title="Video Forward" href="http://videoforward.com/amember/go.php?r=1353&i=b0">Video Forward</a>
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Promote Your Business With Video

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The Chase - ANZ Small Business TVC

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Tags: The Chase ANZ Bank Small Business Viral TVC Finance Banking M&C Saatchi
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Source: http://customersurveys.onyourweb.biz/e-business/1767-viral-listenaufbau-system-ein-autoresponder-viral-friend-generator-business-marketing.html

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Donkey of death may have killed TX mayor

Mayor William ?Bill? Bohlke of Hollywood Park, Texas (circled) was apparently killed by his 500-pound donkey Monday, said Chief Deputy David Soward of the Atascosa County Sheriff?s Office. Soward said the donkey remains on the ranch and an exact determinationcause of death is pending.

Town of Hollywood Park

Mayor William ?Bill? Bohlke of Hollywood Park, Texas (circled) was apparently killed by his 500-pound donkey Monday, said Chief Deputy David Soward of the Atascosa County Sheriff?s Office. Soward said the donkey remains on the ranch and an exact determination of the cause of death is pending.

The prime suspect in the death a Texas mayor is an angry donkey. William Bohlke, mayor of Hollywood Park, was found dead on his ranch Monday night, the San Antonio Express-News reported.

Hours earlier, Atascosa County Chief Deputy David Soward said, he was kicked and trampled by the 500-pound male donkey.

It wasn?t known what set the animal off, but Soward explained that males ?can become very aggressive, very mean, sometimes triggered by a female in heat.?

Flags at Hollywood Park City Hall were flown at half-mast Tuesday in honor of the 65-year-old mayor.

In a statement on the city?s website, Bohlke?s family said he ?dearly loved serving you, our community, and we only wish he was here to continue doing so.?

The City Council will meet Sept. 8 to discuss a replacement mayor.

The fate of the donkey, which remains on the ranch, has not yet been determined, according to Soward.

abartkewicz@nydailynews.com

Source: http://feeds.nydailynews.com/~r/nydnrss/latino/~3/g_vM7r3WeS4/texas-mayor-found-dead-ranch-killed-aroused-aggressive-donkey-article-1.1148050

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Hot Forum Topic: Reader Discussion: Windows 8 Impact on iMac, iPad Marketshare

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Thursday, August 30, 2012

Jabra's $200 Solemate portable Bluetooth speaker wants to kick the Jambox aside

Jabra's $200 Solemate portable Bluetooth speaker wants to kick the Jambox aside

If you looked at the photo above thinking Dr. Martens got into the portable speaker game, you're not so far off. Jabra's taken its Bluetooth headset know-how and blended it with a footwear-inspired design to create its first portable speaker, the $200 Solemate. At first glance the shoe theme does seem a bit silly, but don't let that fool you as this Bluetooth 3.0 speaker packs some notable specs -- especially pitted against the Jawbone Jambox. Available inblack or white, the features rubberized casing that's shock- and water-resistant, and can be supplemented with an included waterproof soundbag (similar to the Braven 625). Taking it a step further, the unit actually has a "heel tab" for carrying purposes and a replaceable sole, which also serves as a storage point for a handy 3.5mm cable.

Moving onto to its less quirky features, at the front you'll find a duo of acoustic tweeters separated by a subwoofer with a passive bass radiator on the back -- all together they pump out up to a whopping 120dB of volume. On top are two volume buttons, along with a multifunction button for commanding calls and enabling its Voice Guidance feature. Lastly, the right side houses two indicator lights (battery and Bluetooth), a power and pairing switch, a 3.5mm jack and a micro-USB input for charging and direct digital audio connection. According to Jabra the unit is "about the the size and weight of a water bottle," and you can expect to get around eight to ten hours of use per charge. We'll be giving you our in-depth impressions of the speaker before long, however, the Solemate will be up for pre-order today at the likes of Best Buy and Amazon, and set to release on September 2nd if you're already interested. Check out the press release after the break for more details in the meantime.

Continue reading Jabra's $200 Solemate portable Bluetooth speaker wants to kick the Jambox aside

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Jabra's $200 Solemate portable Bluetooth speaker wants to kick the Jambox aside originally appeared on Engadget on Thu, 30 Aug 2012 00:01:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/QfJgn4TSAHc/

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You Are Going To Like Using Krill Oil | ArticlePDQ.com

University or college of Ga researchers have found something pretty amazing about Essential Fatty Acid (Neptune Krill Oil) supplements containing DHA. Fully grasp this: The truly help STOP the actual conversion associated with pre-fat cells in fat solar cells by causing them to die out just before they can older.

Many people choose natural supplements seeking to prevent hated diseases for instance Alzheimers. But go of them have got scientific supporting?

Doctors could recommend physical rehabilitation to help send out pressure to lower stress on a joint. Another pure way of strengthening joint wellbeing is the use of krill oil. It is fortified with omega-3 essential fatty acids and astaxanthin which will help to improve articulation movement. Mutual infections can affect any individual in addition to prevention is obviously better than a cure. This applies to any or all health issues, as they possibly weaken the male body?s immune system.

I really hope I became able to explain few the reasons why NKO krill is the better. Remember there are a lot of different brand names on the market.

Fish oil is the by-product of the fish whilst krill are only used in their oil. One company termed Whole Foods from the US has already forbidden krill oil supplements from all its stores nationwide due to worries over sustainability as they are the primary food source of several species.

This kind of oil is the major source of Environmental protection agency (Eicosapentaenoic acid) in addition to DHA (Docosahexaenoic acid) that are good inside pregnant women. It may help in better formation in the brain, eye and nerves of the fetus.

Using presently there patented course of action Neptune or NKO holds alone in the marketplace. Neptune provides presently there krill to a number of companies and allows them to sell it.

The treatment was popular in early doing some fishing communities, praised for efficacy inside easing the joint pain along with skin conditions resulting from a harsh lifestyle. The ?essential? nature of omega-3 fatty acids regarding promoting growth and wellbeing was acknowledged back in the 1930?s. Continuing studies in the decades given that continue to record their physiological effects as well as suggest fresh potentials as well as applications.

They are both high in DHA extra fat and as long as these are molecularly distilled, they will be real. The best quality oils currently have added antioxidants like astaxanthin with greater quantities than krill oil in addition to salmon oil to produce even more health improvements.

There are about Five hundred million tonnes (same as the weight of almost almost all human beings on the planet) of krill walking around the North Pacific along with Antarctic Ocean by itself. 120,500 tonnes usually are caught or harvested yearly along the coastlines involving Canada along with Japan. These are typically used for numerous purposes like using it since fish bait as soon as fishing, utilized as tank food intended for domesticated fish at your home, eaten while okiami by the Japoneses, and the krill?s normal oil can be made and employed as appropriate food choices supplements that are right now commercially available in the market.

DHA is the most important omega 3 fat as well as responsible for strong anti-inflammatory qualities that help to significantly reduce your chance of a heart attack. Furthermore, DHA is vital for your correct working of your head and helps to prevent Alzheimer?s disease.

Recommended Resource

Source: http://articlepdq.com/health-fitness/you-are-going-to-like-using-krill-oil/

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Final Week of 2012 California Legislative Session - Insure The ...

This week, the California Legislature is scheduled to vote on key pieces of legislation that will implement the Affordable Care Act (ACA) in California. Bills under consideration would enact key health insurance market reforms, including prohibiting denials of coverage for preexisting conditions and establishing an essential health benefits package for insurance plans, as well as require that individuals receive information about health insurance options in the event that they lose coverage. Votes this week are critical because the 2012 legislative session ends August 31, and passing these reforms during this session will be vital to preparing for the ACA?s major coverage expansions that will begin on January 1, 2014. A list of pending California ACA implementation bills is at the end of the blog entry.

In addition, Sen. Mark DeSaulnier and Rep. Sandr? Swanson have written bills (SB301 and AB826, respectively) to stop the elimination of the Healthy Families program and prevent the transition of its beneficiaries into Medi-Cal. If the bills were to be enacted this year, they would still need to pass through the appropriate committees in each chamber and then pass in both houses?a heavy lift in one week. The bills resulted from concern among some legislators that the timeline for the Healthy Families transition was too rushed?scheduled to begin on January 1, 2013. Further, Republican legislators have said that they would only support preserving a tax on managed care organizations that is associated with Healthy Families if the program also survives.[1]

?

?

The following is a list of ACA implementation bills that are scheduled for votes this week:

Insurance Market Reforms:

AB1461 (Monning) Reforming the Individual Market: Prevents insurers from denying or discriminating based on preexisting conditions, and otherwise conforms the Health and Safety Code to the ACA. The legislation also phases in new insurance market rules?for individuals who purchase insurance on their own, and limits premium variation based on age to 3:1.

SB961 (Hernandez)?Reforming the Individual Market: Prevents insurers from denying or discriminating based on preexisting conditions, and otherwise conforms the Insurance Code to the ACA.?Phases in new insurance market rules?for individuals who purchase insurance on their own, and limits premium variation based on age to 3:1.

AB1083 (Monning) Reforming the Small Group Market: Conforms state laws to?federal law?and phases in new insurance market rules for small businesses, particularly so that small employers will not experience additional premium spikes based on the health of their workforce.

SB1431 (DeLeon) Self-Insurance in the Small-Group Market:?Ensures consumer protections for workers and an affordable small-group market for small businesses by?limiting a loophole allowing?small employers?to ?self-insure? in order to evade requirements of the small group market.

Defining Essential Health Benefits:

AB1453 (Monning): Protects consumers from underinsurance and junk insurance by requiring health plans regulated in the Health and Safety Code to cover a set of minimum essential health benefits equivalent to the Kaiser Small Group HMO.

SB951?(Hernandez): Protects consumers from underinsurance and junk insurance by requiring health plans regulated in the Insurance Code to cover a set of minimum essential health benefits equivalent to the Kaiser Small Group HMO.

Informing Consumers about Health Insurance Options:

AB792 (Bonilla) Coverage Options after a Loss of Coverage: Ensures that Californians will be able to easily sign up for coverage during key life changes. Requires that California consumers are provided information about the coverage options and subsidies at the new Health Benefits Exchange upon filing for divorce, separation, adoption,?or?when losing group coverage through job change?or other life circumstances.

Improving Access to Services:

SB970 (DeLeon) Enrollment Integration with Human Services: Individuals applying for public programs will be able to apply through an integrated, ?no wrong door? approach, whether applicants are interested in social services or health programs.

?

Health Access California has been tracking legislative activity on its website; click on the link below to view more detailed material about this topic.

http://www.health-access.org/item.asp?id=202



[1] Gorn, D. California Healthline. August 28, 2012. Available at: http://www.californiahealthline.org/capitol-desk/2012/8/11th-hour-bid-to-keep-healthy-families-intact.aspx

Tags: ACA, healthy families

Source: http://itup.org/blog/2012/08/28/final-week-of-2012-california-legislative-session-votes-scheduled-on-aca-implementation-legislation-new-bills-arise-to-halt-healthy-families-transition-to-medi-cal/

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Students Improving the Financial Lives of Underserved Yakima ...

In a geographic area known for economic and educational poverty, lies a unique set of university students who are working hard to improve their communities ? students who are creating phenomenal change for the better.

Meet the Heritage University SIFE team, an extra curricular group that works to improve the quality of life and standard of living for those living in the Yakima Valley.

Students in Free Enterprise (SIFE) is an international non-profit organization that works with leaders in business and higher education to mobilize university students to make a difference in their communities while developing the skills to become socially responsible business leaders. Participating students form teams on their university campuses and apply business concepts to develop outreach projects that improve the quality of life and standard of living for people in need.

Yakima Valley ? The Need for Financial Education

90% of the population in the Yakima Valley has been characterized as financially illiterate by Consumer Credit Counseling of Yakima. This illiteracy stems from the Yakima Valley?s largely immigrant populations who have come to work in agricultural labor, which predominate the valley?s economy.

Development of Financial Education Workshops

Through their partnership with DFI, Heritage University SIFE created a series of workshops to expose primarily Spanish speaking immigrants to credit, homeownership and other relevant financial issues.

By the end of the workshops, attendees understood not only the benefits and responsibilities in obtaining good credit, but also the consequences that come with poor credit habits.

Workshops have been known to draw 200 attendees including parents and children. Pre and post tests indicate the adult attendees went from 10% knowledge of their skills to a 97% comprehension of what is necessary to have good credit report, how to obtain it, and how to maintain it.

Radio Broadcasts

In addition to the workshops, Heritage SIFE and DFI work together to participate in radio broadcasts that discuss financial topics. Radio broadcasts have covered topics such as what to do if you?re facing foreclosure, how to avoid fraud, and how to maintain good credit.

Learn More

Learn more about the Heritage University SIFE program by visiting www.sifehu.com.

View the 2011-2012 SIFE Annual Report - http://dfi.wa.gov/consumers/pdf/sife-annual-report.pdf

Source: http://finlit.blogspot.com/2012/08/students-improving-financial-lives-of.html

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Former Decorated Marines Surpass $20 Million in Funding for Lima One Capital, LLC

Lima One Capital LLC, an Atlanta hard money lender recently surpassed $20 Million in funding. Lima One Capital?s mission seeks to revolutionize and stabilize the residential real estate industry by providing first-mortgage loans to real estate investors seeking to purchase and renovate distressed homes. The company offers clients highly competitive rates, transparent terms, unmatched operational efficiency, great customer service, and fast closings. Lima One Capital currently lends in Georgia and South Carolina, with Atlanta representing its largest market. The company plans to expand to North Carolina next month, and eventually, throughout the country.

Atlanta, GA (PRWEB) August 29, 2012

Six years ago, John Warren and John Thompson were commanding Marines in a hard fought counter-insurgency in the ?world?s most dangerous city? of Ramadi, Iraq.


Today, however, the leaders of Lima One Capital, LLC, are shepherding $20 Million in funding for their fast-growing, residential hard money lending company with a new mission: revolutionize and stabilize the residential real estate industry by providing first-mortgage loans to real estate investors seeking to purchase and renovate distressed homes.

Instead of M-16 rifles, their new weapons of choice derive from the company?s highly competitive rates, transparent terms, unmatched operational efficiency, great customer service, and fast closings.

?We love the real estate investing industry because we recognize the social and economic impact that our clients have on communities and the economy as a whole,? says CEO John Warren.

Lima One Capital currently lends in South Carolina and Georgia, with Atlanta representing its largest market. The company will add North Carolina to the lending lineup next month as part of its domestic expansion.

?Our professionalism, integrity and customer service, gives clients a real alternative to traditional hard money lenders who are poorly capitalized and ridden with high rates and junk fees,? explains Warren. ?We quickly became the premier Atlanta hard money lender for real estate investors purchasing properties in Atlanta and we plan to bring that same model to each new market we serve,? Warren adds.

Clients of Lima One Capital span the globe. ?We serve ?hands-on? real estate investors in Atlanta, passive investors throughout the U.S. and seven foreign countries,? states COO, John Thompson. ?We do more than average Atlanta hard money lenders who just provide clients with capital. We ensure deals will be successful with our underwriting and construction draw processes. Additionally, we can introduce clients to our extensive network of real estate professionals who will assist them with property acquisition, construction and sales. We are a one stop shop for investors.?

It?s a convenience Lima One Capital client Dr. Larry Pohl appreciates. Pohl, who practices internal medicine in San Diego, invests in residential real estate in his free time. ?Not only was Lima One Capital professional and friendly, but we were able to secure a fair financial package and close within five days? Pohl said. ?I would recommend this company very highly without reservations for anyone needing loans for rehabilitating projects,? he added.

Lima One Capital clients? represent the ever-growing segment of investors within residential real estate. Recent market studies show that 27% of all homes purchased in the U.S. are by investors planning either to rent the property or ?flip? the property to an owner-occupier or another investor. Because most of these investment properties require significant construction, banks hesitate to lend on such collateral, leaving a void for investors seeking to leverage their capital.

Karina Miles is proof why this leverage is so vital to investors. Miles made a down payment of $23,780 on an investment property and elected for Lima One Capital to provide the remaining $98,924 to complete the project. In just over three months, Miles? contractor finished the project and the property sold for $191,000. Miles walked away from the deal with a profit of $53,512 and a return on her investment of 191%. Meanwhile, she was able to purchase two additional investment properties using Lima One Capital loans. Without Lima One Capital, Miles would not have chosen to fund three projects simultaneously. ?It has been a pleasure working with them and every step of the way they have been able to answer questions and lead me in the right direction with any assistance I might need,? Miles said.

Lima One?s attention to detail, dedication and service was forged in combat. Warren founded the hard money lending company in January 2010 in Atlanta, paying tribute in name to the Marines he commanded in 1st Platoon, Lima Company, 3rd Battalion, Eighth Marines. Thompson also served in Lima Company as the unit?s company gunnery sergeant. ?There was no other Marine I respected more than John Thompson. We developed a great working relationship while deployed in Ramadi, and I knew his operational skills complimented my strategic planning,? said Warren.

About Lima One Capital, LLC


Lima One Capital is a hard money lending company in Atlanta, GA and Greenville, SC specializing in providing first mortgage loans to real estate investors for the purchase and renovation of residential investment homes. Lima One Capital is transforming the hard money lending industry with its highly competitive and straightforward rates, the length of its loans, and its unmatched customer service. The company offers several loan lengths and can typically close within seven days, providing clients with the ability to capitalize on unique opportunities in the real estate market, immediately. Lima One Capital is revolutionizing the industry standard for residential real estate investment lending.

For more information, visit us here.

John Warren
Lima One Capital, LLC
404-908-0080
Email Information

Source: http://news.yahoo.com/former-decorated-marines-surpass-20-million-funding-lima-070848879.html

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This Is My Yacht-(877) 2GO-LUXURY Luxury Cruising and Travel ...

We awoke to bright skies and, at least for me, great excitement.? I have wanted to visit the Cambodia temples for many years.? My anticipation was heightened by a comment made by Anthony Bourdain in his television show, ?No Reservations?, when he said that after visiting Angkor Wat he stopped taking photographs of his travels.? Why, I am not so sure.? One may not be able to capture the magnitude of something, but the small details can be compelling.? We shall see.
Our first day in Siem Reap was not, however, visiting Angkor Wat, but Angkor Thom.? It is very large temple complex devoted, for the most part, the Hindu religion. I say the most part because there is a very peaceful co-existence and melding of the Hindu and Buddhist religions. Carvings and faces everywhere cut into massive stones.? It really is not something that I can describe; so rather than not taking photographs I will let them provide the description.? To me there is a beauty and an essence that is compelling.

?




?But what is making this more compelling is our guide.? He speaks from his soul and has an amazing way of balancing his pain from the time of the Khmer Rouge, the complex political and economic issues, the cultural issues of dealing with so many nationalities and, of course, his present day personal life.?

As I mentioned in another article, I will most definitely be writing a reflective piece after my journey here ends.? But one thing is for certain, those that have come here to tick off something on their Bucket List are cheating themselves.

Anyway, after Angkor Thom, we then briefly visited a number other temples and sights nearby, such as the Terrace of the Elephants and the Terrace of the Leper King




before visiting Baphoun Temple, which has a number of ficus trees both destroying and preserving the temple in what is clearly a tension between the jungle and the preservation/restoration of some incredible history.

Afterwards we returned to the Sofitel Angkor for an independent lunch.? However, since we started late (after our late arrival the night before) there was no time to venture into Siem Reap for a midday meal; a bit of a disappointment.? I say this because at this point I am feeling a little bit sanitized.? The hotel is beautiful and quite modern, but until you step outside the property the reality of how poor Cambodia is, on the one hand, and how rich its cultures are, on the other, really doesn?t have a chance to hit you.? That said, my feeling of needing more of Cambodia was quickly satiated.

?

In the afternoon we had our first somewhat rainy experience visiting an incredibly beautiful temple known as Bantrey Srei (the Citadel of Women), which has some of the most beautiful and detailed stone carvings I have ever seen?with some really phenomenal architectural elements.? Our guide said many times that the temple is more beautiful in the bright sun, but I found it breathtaking in the soft rain.




It was then time to leave the past and travel to the present?and, somewhat sullenly, the issues surrounding the poor education system in Cambodia; especially in the rural areas.?

AmaWaterways supports an English language school for young rural Cambodian children.? It is very understated in its efforts because, as it has been explained to me, there is a delicate balance between doing what is right (by giving back) and appearing to be charitable solely because it is a good marketing ploy.? To be sure, AmaWaterways clearly is doing this for the right reasons.? It only suggests?if you read all the materials sent to you?that you bring some school supplies to donate.? AmaWaterways does not ask for donations of money and, honestly, it is so discrete, I would not have a clue how to make one. So when you visit it is totally about the children.? (Compare Silversea automatically adding a monetary donation to your onboard account for a charity that you never visit or have any other involvement with?and then you have to ask to have it removed if you do not want to donate; something I have been overtly critical of.)


I enjoyed talking with the children, spending a few moments with as many of them as I could helping the practice their English.? From the beaming smiles, to the sheepish looks, to the class clowns, our brief 20 minute visit went by so quickly; ending with them singing a song in English with so much pride and so many smiles that you had to feel great.??
?













There was an included dinner at the hotel with a Cambodian dance troupe.? I observed that most in our group really enjoyed it.? But for me it was just not as an authentic experience as I would have liked.? Again, it is a balance sort of thing.? (If I was to do this trip again, I would skip the dinner and headed into Siem Reap for a local dinner.)
I awoke the next morning with threatening skies just begging to ruin my visit to Angkor Wat.? With raincoats and umbrellas in my backpack we headed off?and the skies brightened and the temperature rose.? And the temple is everything it is cracked up to be.? It is architecturally impressive and far grander than any camera lens can capture.? The relatively short time we spent at Angkor Wat just didn?t seem enough, but the heat and the attention span of our children said, it was.? (AmaWaterways makes it very clear that you can spend less time or stay later?even return at your leisure?via a $5 tuk-tuk ride; a rickshaw attached to a motorbike.)


Then, to the relief of my friends and family, it was an afternoon of decompression and relaxation by the pool.? It really struck me that, as I sipped my mojito in the whirlpool, that I could be anywhere in the world.? While somewhat frustrating for me, when planning a tour for a group, the art of compromise is oh so important.? But not to worry!

After everyone was refreshed it was time to head into Siem Reap and its famous Pub Street and Night Market.? We decided to try an upscale Cambodian restaurant named AHA and the surreal contrasts I have been experiencing deepened.? While I dined on a three plate tapas sort of affair that, while truly some culinary art and ?included snake for $9.00, I could have walked out the door and literally less than 50 feet down the road purchased and entire dinner for $2.00.? In the end, our dinner was quite expensive?too expensive?but very good.? But then the polish wore off a bit when the phone lines went down and we were scrounging for cash because they could not process my credit card.

And then the shopping began.? Beautiful shawls for $1.50.? A very nice ceramic Buddha for $12.00.? Varying quality jade, t-shirts, etc.? Fish massages (where they eat the allegedly dead skin off your feet) for $2.00. Street food.? And tuk-tuk drivers hawking rides.? It was a lot of fun and a great way to end our time in Siem Reap?finally getting out of our bubble and also being refreshed after a fairly hectic itinerary so far.

Tomorrow we board the AmaLotus after a 5? hour drive.? I wonder what we will see along the way.

Source: http://goldringtravel.blogspot.com/2012/08/goldring-travels-amawaterways-amalotus_29.html

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Wednesday, August 29, 2012

Jitters behind slowing high-risk biz loans | Finance & Commerce

Jitters behind slowing high-risk biz loans?(access required)

Posted: 7:30 am Wed, August 29, 2012
By Mark?Anderson
Tags: Bank of America, Cole Taylor Bank, Commercial Finance Association, Kristin Erickson, PrinSource Capital, U.S. Bank, U.S. Bank Asset Based Finance

If you?re looking to the asset-based lending market as a leading indicator for business investment and growth, you?re probably feeling a little nervous.

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Source: http://finance-commerce.com/2012/08/jitters-behind-slowing-high-risk-biz-loans/

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Gulf oil spill defenses facing a test with Isaac

A man dives into a large wave caused by Tropical Storm Isaac in Gulf Shores, Ala. on Monday, Aug. 27, 2012. The National Hurricane Center predicted Isaac would grow to a Category 1 hurricane over the warm Gulf and possibly hit late Tuesday somewhere along a roughly 300-mile (500-kilometer) stretch from the bayous southwest of New Orleans to the Florida Panhandle.?The size of the warning area and the storm's wide bands of rain and wind prompted emergency declarations in four states, and hurricane-tested residents were boarding up homes, stocking up on food and water or getting ready to evacuate. (AP Photo/Butch Dill)

A man dives into a large wave caused by Tropical Storm Isaac in Gulf Shores, Ala. on Monday, Aug. 27, 2012. The National Hurricane Center predicted Isaac would grow to a Category 1 hurricane over the warm Gulf and possibly hit late Tuesday somewhere along a roughly 300-mile (500-kilometer) stretch from the bayous southwest of New Orleans to the Florida Panhandle.?The size of the warning area and the storm's wide bands of rain and wind prompted emergency declarations in four states, and hurricane-tested residents were boarding up homes, stocking up on food and water or getting ready to evacuate. (AP Photo/Butch Dill)

A young man takes advantage of the big waves from Tropical Storm Isaac in Gulf Shores, Ala. on Monday, Aug. 27, 2012. The National Hurricane Center predicted Isaac would grow to a Category 1 hurricane over the warm Gulf and possibly hit late Tuesday somewhere along a roughly 300-mile (500-kilometer) stretch from the bayous southwest of New Orleans to the Florida Panhandle.?The size of the warning area and the storm's wide bands of rain and wind prompted emergency declarations in four states, and hurricane-tested residents were boarding up homes, stocking up on food and water or getting ready to evacuate. (AP Photo/Butch Dill)

Renay Orr, left, and Taytay Harris watch as Franchy Coleman, center, reels in a Trout in Bayou La Batre, Ala. on Monday, Aug. 27, 2012. The National Hurricane Center predicted Isaac would grow to a Category 1 hurricane over the warm Gulf and possibly hit late Tuesday somewhere along a roughly 300-mile (500-kilometer) stretch from the bayous southwest of New Orleans to the Florida Panhandle.?The size of the warning area and the storm's wide bands of rain and wind prompted emergency declarations in four states, and hurricane-tested residents were boarding up homes, stocking up on food and water or getting ready to evacuate. (AP Photo/Butch Dill)

CVS remains open, but prepared for Isaac's arrival in Bayou La Batre, Ala. on Monday, Aug. 27, 2012. The National Hurricane Center predicted Isaac would grow to a Category 1 hurricane over the warm Gulf and possibly hit late Tuesday somewhere along a roughly 300-mile (500-kilometer) stretch from the bayous southwest of New Orleans to the Florida Panhandle.?The size of the warning area and the storm's wide bands of rain and wind prompted emergency declarations in four states, and hurricane-tested residents were boarding up homes, stocking up on food and water or getting ready to evacuate. (AP Photo/Butch Dill)

(AP) ? Sand dunes and a rock barrier built to help contain the 2010 Gulf oil spill are being watched for their effectiveness in shielding this fragile coastline from Isaac.

Authorities are hoping such barriers originally constructed after the enormous oil spill disaster can serve new duty in the name of broader coastal restoration.

On Dauphin Island, Alabama's largest barrier island in the Gulf, officials used money from the oil giant BP PLC to build miles of such dunes and a rock wall. Elsewhere, Louisiana officials, who have fought for decades against the erosion of coastal and wetland areas, have spent more than $200 million on sand berms off their state's coast.

Hurricane Katrina opened a 1.5-mile-wide gap on an undeveloped section of Dauphin Island in 2005, allowing the Gulf waters to wash into the eastern end of the Mississippi Sound.

Alabama took $16 million from BP to build a rock wall closing the gap. The town of Dauphin Island, meanwhile, used $2.5 million to build a set of parallel-running artificial dunes on its narrow western spit dotted with beach houses.

Both the rock wall and the artificial dunes were justified in 2010 as ways to keep oil from crossing into the ecologically sensitive sound. The explosion of the Deepwater Horizon rig that year killed 11 people and caused about 200 million gallons of oil to spew from BP's well in the Gulf ? prompting a huge recovery and cleanup effort all along the coast. BP has poured millions into the restoration.

"What we did, it was really targeted at the oil spill itself," Dauphin Island Mayor Jeff Collier said.

The dunes have slowed the erosion and northward migration of Dauphin Island. Closing the cut in the island also reduced the salinity in the Mississippi Sound, giving Alabama a chance to rebuild its small and struggling oyster industry.

The town of 1,200 has struggled for years with a disappearing beach, and preserving the eroding shoreline is a leading concern.

For Dauphin Island, tourism is a lifeblood of the economy, revolving around the rental homes on the fragile west end. Thus, hurricanes and tropical storms are watched anxiously whenever they approach.

The dune line built closest to the water here has since largely washed away, said Scott Douglass, a coastal engineering professor at the University of South Alabama who consulted on the sand structures. He said it served its purpose, though, keeping oil at the surf line after the spill.

The second set of dunes parallels Bienville Boulevard, the town's main thoroughfare, for more than three miles, said Public Works Superintendent Corey Moore.

Openings are cut for driveways, and at one time town officials intended to plug them before a big storm. Collier, though, said officials shelved that plan, in part because they were worried about cutting off access for property owners and evacuating vacationers.

Still, Douglass and Collier said the 10-foot-high dunes should help prevent any storm surge from Isaac from washing over the island ? as long as the water doesn't rise too high. As of Tuesday morning, the storm surge in Alabama was forecast to reach 4 to 8 feet.

"There's no doubt that they will help," Douglass said. "The question is whether it will get overwhelmed by the magnitude of the storm."

Power, water and sewer lines could be protected by the dune, speeding recovery, officials have noted.

Much of the sand, though, was dug out of lots on the north side of the island near houses, leaving pits. The rock wall, with 260,000 tons of stone, is so strong that storm waves probing for a weak spot could yet push through the narrow stretch into the Mississippi Sound, cutting part off part of the populated area.

"If we get a direct hit of a major hurricane, the island could break in two at those holes," Douglass said. But he said he expected a storm would have to be stronger than Isaac to break through.

In Louisiana, BP spent $260 million to build emergency sand berms on the east and west sides of the mouth of the Mississippi River. The oil company has now agreed to spend another $100 million rebuild two coastal islands in the Chandeleur chain, southeast of New Orleans.

The berms were once derided as a waste of money, with a national commission concluding they were not an "effective spill response measure." Louisiana Gov. Bobby Jindal has defended them as "one of the most effective protection measures" against the oil.

Ray Melick, a BP PLC spokesman, said the company made no value judgments on the Alabama and Louisiana projects.

"We feel like the local governments knew what they needed best at the time," Melick said.

Studies suggest such barriers hold out promise in thwarting erosion.

For example, one study has found that sand from berms built in the Chandeleurs has incorporated itself into the islands, said John Lopez, executive director of the Lake Pontchartrain Basin Foundation.

"It probably does add a little bit of life to the island," he said.

The islands provide critical habitat for birds and protect lagoons on the coast side that are important fish nurseries, Lopez said.

But no one's quite sure how the barriers will hold up to Isaac. And experts are also unsure how much new tar and oil from the Gulf spill will be stirred up by Isaac.

"I think that's one of the great mysteries," said William "Monty" Graham, an oceanography professor at the University of Southern Mississippi. "What's still out there and what's buried and what will happen?"

Graham said he expected more tar balls on beaches, but wasn't sure much else will wash up.

___

Follow Jeff Amy on Twitter at http://twitter.com/jeffamy

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-08-28-Isaac-BP's%20Island/id-08f094c77a90455a84862385c6683429

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Tuesday, August 28, 2012

Ask beats Answers with $300M bid for About.com

(AP) ? The New York Times Co. is selling its troubled online information service, About.com, to the parent company of Ask.com for $300 million in cash.

That offer trumped a $270 million bid from Answers.com that was reported three weeks ago.

The Times and IAC/InterActiveCorp announced the deal late Sunday. IAC, which also operates the dating site Match.com, is controlled by media mogul Barry Diller.

About provides information on a wide variety of topics and also operates ConsumerSearch.com and CalorieCount.com. Content is written by paid experts known as guides. Ask is a search engine that has tried to set itself apart from competitors by focusing on finding answers to search requests posed in the form of a question. Ask still ranks far below Google and Microsoft's Bing in terms of use.

IAC said Ask and About will continue to operate as separate sites and will complement each other. The Ask search engine can draw on content from About in answering those search queries, and Ask can boost traffic to About by directing more users there.

The Times purchased About in 2005 for some $410 million. About has suffered in the past year because a change in the way Google handles search results made About content harder to find.

In the April-June quarter, the Times took a $126 million after-tax charge against earnings to reflect the declining value of the About business.

In that quarter, revenue from About fell 9 percent from a year ago to $25.4 million. Its adjusted operating profit fell 30 percent to $10.2 million.

Although the Times had been upbeat over About's prospects, Times Chairman Arthur Sulzberger Jr. said the sale allows the company to focus on its core brands, which include such newspapers as The New York Times, the International Herald Tribune and The Boston Globe.

Times' stock fell 11 cents to close at $9.11 Monday. The shares are close to the 52-week high of $9.57 hit last week.

Shares of IAC, also based in New York, rose 42 cents to $51.92. They hit a 52-week high of $54.20 a month ago.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/495d344a0d10421e9baa8ee77029cfbd/Article_2012-08-27-New%20York%20Times-About%20Group/id-5b79e33473b34c34bd771de79fd672fe

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US Diabetes Market Analysis | Diabetes


Health and Fitness | Diabetes | * Written by Sandhya Nair | Monday, 27 August 2012 02:01 | Word Count: 522

? The epidemic of type-2 diabetes and its warning sign, pre-diabetes, is sweeping across the United States. It has been estimated that around 52% of the adult population will have diabetes or pre-diabetes by 2020. Yet shockingly, the vast majority more than 90% of people with prediabetes, and about a quarter of people with diabetes, are unaware of their conditions. http://www.bharatbook.com/market-research-reports/healthcare-market-research-report/us-diabetes-market-analysis.html

It is believed that this will have major implications for people?s health and life expectancy. It will result in out-of-control U.S. healthcare costs, placing growing strain on the budgets of families, employers, states, and the federal government. Our study indicates that health spending associated with diabetes and pre-diabetes was about US$ 194 Billion in 2010 (approximately 7% of total U.S. health spending).

The diabetes treatment market in the US comprises three related but distinct submarkets that address different aspects of the condition. Products in the US market are currently comprised of blood glucose monitors, lancets & test strips, continuous blood glucose monitors, insulin, insulin pumps, syringes, and other insulin delivery devices & anti-diabetic drugs. The most significant growth in this market (U.S.) is in continuous blood glucose meters, insulin pumps, and anti-diabetic drugs. Business Report

Our report ?US Diabetes Market Analysis?, highlights the US diabetes market by segmenting it into ? oral diabetic drug market, insulin market, insulin delivery devices, and glucose monitoring market. Each of these segments have been thoroughly studied and analyzed in the report. Moreover, the report provides an overview of the patient profile and cost implications of diabetes in the country, which will help clients in identifying the future demand scenario.

The report studies the current development process and its effects on various segments of the industry. The research contains exhaustive information regarding the market players, government initiatives, and patient profile that will help clients in formulating market strategies and assess opportunity areas in the US diabetes market.

The report also includes a section of future projection and demand analysis that presents a rough idea about the prospective market trends to facilitate clients comprehend the market progress in coming years.

Table of Contents:

1. Analyst View
2. Research Methodology
3. Market Overview
4. Patient Profile Analysis
5. Cost Implications
6. Diabetes Drugs Market
6.1 Oral Anti-Diabetic Drugs Market
6.2 Insulin Market
7. Insulin Delivery Devices Market
7.1 Insulin Pump
7.2 Insulin Pen
7.3 Insulin Syringes
7.4 Insulin Jet Injectors
7.5 Oral Insulin

For more information kindly visit :
US Diabetes Market Analysis

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Real Estate Investments - smart RE investor&#39;s Blog

Most people, when asked about real estate investments, would almost always mention their own homes as their only real estate investment. After all, their homes are most likely the single largest investment they will ever make in their entire life. But what they don?t realize is that there are numerous ways of investing into real estate. Here, we discuss a few of them.

Income-producing properties
Multi-door apartments, duplex, condominium units for rent ? these are just some examples of properties that people buy or build to augment their income. The ever-increasing population and influx of people to highly urbanized areas has established a strong demand and high occupancy rate for these types of properties. In addition, this can provide owners a continuous flow of passive income with minimal effort needed for periodic repairs and maintenance.

Real Estate Investment Trusts (REITs)
A real estate investment trust (REIT) is a security that is traded on major exchanges much like any other exchange-traded funds but primarily focuses on property stocks. Think of it as pooled funds coming from various investors, individual or institution, invested in a basket of property companies, e.g. Property1, Property2, Property3, that are publicly traded during market hours. Another feature of REITs is profit distribution through regular dividends.

Purchase of publicly-traded property stocks
Another option is to invest directly in individual property stocks by buying publicly-traded shares. This is highly recommendable to people who have the knowledge and time to carefully analyze stocks and can be more rewarding than REITs if one is able to perfectly catch good buying opportunities. These individual property stocks may also give out dividends from time to time, depending on company performance.

Given the options above, there are now many ways you can call yourself a real estate investor. But just as in buying your own home, due diligence must be done in choosing which particular investment instrument to use.

More real estate tips can be found here.

Source: http://www.realestatewebmasters.com/blogs/smart-re-investor/26221/show/

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