Even if you have been driving along the same stretch of road for long, driving after dark is always a risk. This is an important aspect when it comes to enhancing your chances for getting the best out of auto insurance in Richmond Hillor any other city in Canada ? where insurance costs are already higher than elsewhere in most of the world!
So here are some tips to help you drive safer in the dark, and therefore avoid accidents that may force you to be labeled a high-risk driver, howsoever unintentional, and end up paying higher premiums or costlier deductibles in the future.
? Slow down and drive. A lot of accidents happen because of rash driving, that is common knowledge. However, even though you may not be drunk or the influence of any substance, the slick roads (oil on water) or a bad driver from the opposite end can cause an accident too. While your speedometer may not show up as a cause for your accident and thus save you the premiums, you might not be able to save your well-being or life for that matter!
? Keep your headlights and mirrors/windshields clean. The darkness is not kind to people driving fast and mistaking/missing things because of a dirty windshield or rearview mirror. Moreover, you need to keep the headlight etiquette right when driving in dark patches of the road. Don?t flash lights straight into the opposite lane. Dim your lights, and when someone flashes headlights into you, concentrate on the white line ahead of you and not stare into the lights ? like some confrontational drivers indeed do.
? Canada, especially Ottawa and similar regions witness collisions with wildlife ? 81% of them happening in the dark. So while you may not be wary as the road looks deserted enough, look out for animals crossing. Not only is a collision bad for costs of auto insurance in Richmond Hill, but you may be in troubled waters when stranded in a barren stretch with a broken down car.
? Being drowsy, drunk, or after smoking marijuana or similar substances are all strict no-gos for driving. IF you are involved in an accident that involves you in drunk driving or drugged behind the wheel escapades, you will not only end up with higher (probably highest) premiums to pay for the rest of your life, but also might end up behind bars.
Finally, if you have bought a new car or are looking for insurance for a car that is expensive ? you would better keep it off the roads post dark. While this may not be a probable solution for keeping the costs of car insurance in Richmond Hill? taking public transport and using the car for shorter stretches of road and more infrequently than before will certainly help save some on your insurance premiums.
Remember, it is easy to curse the fate and the gods for being unkind to you in an accident, but driving safe is perhaps the best way to save on higher insurance premiums on the long run!
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